{"id":7233,"date":"2018-01-02T09:00:32","date_gmt":"2018-01-02T17:00:32","guid":{"rendered":"https:\/\/www.sands-trustee.com\/?p=7233"},"modified":"2024-08-19T08:10:43","modified_gmt":"2024-08-19T15:10:43","slug":"office-spotlight-sands-associates-surrey","status":"publish","type":"post","link":"https:\/\/www.sands-trustee.com\/blog\/office-spotlight-sands-associates-surrey\/","title":{"rendered":"Office Spotlight: Sands & Associates Surrey"},"content":{"rendered":"
Debt can feel like an impossible problem to solve, and debt-stress can impact virtually every part of a person\u2019s life. Although it may feel like there\u2019s no way out, there are solutions that can clear your debt and get you a financial fresh start, and you are not alone in finding your debt-free plan. Licensed Insolvency Trustees are Canada\u2019s only professionals specifically qualified and licensed by the Federal Government to provide debt advice and services.<\/p>\n
Founded in 1990, Sands & Associates is British Columbia\u2019s largest firm of Licensed Insolvency Trustees exclusively focused on supporting consumers across the province with debt solutions and resources. With a caring team of qualified debt experts, we have the knowledge, skills, and \u2018debt smart with heart\u2019 approach to help you move forward with your life \u2013 without debt.<\/p>\n
Talk with a local debt expert about your options \u2013 <\/strong>book your free, confidential debt consultation<\/strong><\/a> now.<\/strong><\/p>\n If you\u2019ve found yourself having difficulty making your monthly debt payments or are feeling stuck, unable to effectively pay down your debts, you have two powerful options that can safely provide you debt relief and breathing room.<\/p>\n Both of these solutions can be accessed through a local Licensed Insolvency Trustee based in your province and no referral is required to explore these and other options and resources<\/a> you have available to you.<\/p>\n A Consumer Proposal is a unique debt solution in Canada that can be a very effective solution for individuals seeking debt relief. Here\u2019s how it works:<\/p>\n A Consumer Proposal can only be filed for you by a Licensed Insolvency Trustee, and there are no additional professional fees added to the amount you pay each month; the administration costs are essentially absorbed by your creditors, at no cost to you.<\/p>\n Consumer Proposals are easy to qualify for, with no credit check requirements, making them a highly accessible, and often significantly less expensive, alternative to consolidation loans.<\/p>\n Learn More About How to Qualify for a Consumer Proposal<\/a>\u00a0<\/strong><\/p>\n For individuals who are facing additional hardships or situations that make it difficult to afford repayment of even a portion of their debts, personal bankruptcy is another legal solution that can help clear all your debts.<\/p>\n If you are unable to pay your debts bankruptcy may offer you a suitable solution to have your debts forgiven, and the cost of filing for bankruptcy<\/a> is generally broken into affordable monthly payments throughout the nine-month process.<\/p>\n Connect directly with a Licensed Insolvency Trustee<\/a> in your province to learn more about how bankruptcy works and whether this may be your best debt option. It\u2019s important to understand all of your options and make an informed decision about how you want to move forward.<\/p>\nDebt Relief in Canada<\/strong>\u00a0<\/strong><\/h2>\n
Consolidate and Cut Debt with a Consumer Proposal<\/strong>\u00a0<\/strong><\/h3>\n
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Clear Debt with Personal Bankruptcy<\/strong>\u00a0<\/strong><\/h3>\n
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