Debt Help in BC – You Are Not Alone | Sands & Associates https://www.sands-trustee.com/real-debt-help-stories/ Trustee in Bankruptcy Sat, 01 Nov 2025 20:26:19 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.3 Jenna https://www.sands-trustee.com/real-debt-help-stories/jenna/ Thu, 16 Oct 2025 11:01:53 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=12687 With $25,000 of personal debt and creditors calling non-stop, Jenna’s debt-stress was overwhelming and she didn’t see a way out. Seeking solutions, she reached out to Sands & Associates’ Licensed Insolvency Trustees. Having cut her debt and monthly payments using a Consumer Proposal, Jenna is now able to pay off her debt and move forward […]

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]]> With $25,000 of personal debt and creditors calling non-stop, Jenna’s debt-stress was overwhelming and she didn’t see a way out. Seeking solutions, she reached out to Sands & Associates’ Licensed Insolvency Trustees.

Having cut her debt and monthly payments using a Consumer Proposal, Jenna is now able to pay off her debt and move forward with her life – a financial fresh start.

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]]> Stuart https://www.sands-trustee.com/real-debt-help-stories/stuart/ Thu, 16 Oct 2025 10:59:51 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=12684 The best thing that happened to our family was contacting Sands & Associates.

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]]> Faced with an unexpected illness and rising living costs for his family, Stuart needed to put a stop to his snowballing credit card debt and cut his monthly payments. He reached out to Sands & Associates for help and found a solution to give his family breathing room and a financial fresh start.

Using a Consumer Proposal Stuart was able to cut his monthly payments from $600 a month down to $190 and is now 100% debt-free.

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]]> Deborah https://www.sands-trustee.com/real-debt-help-stories/deborah/ Thu, 16 Oct 2025 10:57:50 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=12681 As Deborah tried to manage her costs of living on a fixed income, her credit card debt grew to $40,000, and her monthly payments were unmanageable. Feeling as though she was drowning, she reached out to Sands & Associates for help. Having cut her monthly debt payments down to $90 a month – a reduction […]

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]]> As Deborah tried to manage her costs of living on a fixed income, her credit card debt grew to $40,000, and her monthly payments were unmanageable. Feeling as though she was drowning, she reached out to Sands & Associates for help.

Having cut her monthly debt payments down to $90 a month – a reduction of almost 80% –  Deborah now has breathing room to manage her expenses and even save money – for the first time in years.

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]]> Ben https://www.sands-trustee.com/real-debt-help-stories/ben/ Thu, 16 Oct 2025 10:54:05 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=12677 Having missed early years of financial guidance, Ben’s credit card debt had accumulated to over $30,000 and he felt scared and unsure what to do. After talking with Sands & Associates, Ben found his debt-free way forward by filing a Consumer Proposal, making his debt payments manageable and offering him the reassurance, support, and financial […]

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]]> Having missed early years of financial guidance, Ben’s credit card debt had accumulated to over $30,000 and he felt scared and unsure what to do.

After talking with Sands & Associates, Ben found his debt-free way forward by filing a Consumer Proposal, making his debt payments manageable and offering him the reassurance, support, and financial fresh start he needed to change his life.

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]]> Sarah https://www.sands-trustee.com/real-debt-help-stories/sarah/ Wed, 01 Nov 2023 18:18:11 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=11414 Sarah’s debt-stress was overwhelming – with creditors calling her, payday loans snowballing, and rent overdue – she felt like she was failing and needed help, fast. Reaching out to Sands & Associates for support in how to solve her financial situation and deal with her debt, Sarah found relief from her creditors and got the […]

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]]> Sarah’s debt-stress was overwhelming – with creditors calling her, payday loans snowballing, and rent overdue – she felt like she was failing and needed help, fast.

Reaching out to Sands & Associates for support in how to solve her financial situation and deal with her debt, Sarah found relief from her creditors and got the Consumer Proposal solution she needed to get life back on track for her and her family.

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]]> Pratap https://www.sands-trustee.com/real-debt-help-stories/pratap/ Wed, 01 Nov 2023 18:16:55 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=11411 When he was laid off from his new job during the COVID-19 pandemic, Pratap’s credit card bills soon began to pile up, and he sought help to get things back on track and regain confidence in his future. Connecting with Sands & Associates, Pratap was able to get non-judgmental, friendly support and decided to file […]

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]]> When he was laid off from his new job during the COVID-19 pandemic, Pratap’s credit card bills soon began to pile up, and he sought help to get things back on track and regain confidence in his future.

Connecting with Sands & Associates, Pratap was able to get non-judgmental, friendly support and decided to file a Consumer Proposal, a solution that would allow him to deal with his debt and move forward.

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]]> Heidi https://www.sands-trustee.com/real-debt-help-stories/heidi/ Wed, 01 Nov 2023 18:15:42 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=11408 Having once lived with uncertainty about her financial situation, embarrassed and overwhelmed by credit card bills and $110,000 of debt, Heidi found the support and solutions she needed to regain control. Connecting with Sands & Associates and choosing a Consumer Proposal to consolidate and cut her debt allowed Heidi to be free of the weight […]

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]]> Having once lived with uncertainty about her financial situation, embarrassed and overwhelmed by credit card bills and $110,000 of debt, Heidi found the support and solutions she needed to regain control.

Connecting with Sands & Associates and choosing a Consumer Proposal to consolidate and cut her debt allowed Heidi to be free of the weight of debt, and to feel empowered in herself, her finances – and her future.

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]]> Dan https://www.sands-trustee.com/real-debt-help-stories/dan/ Wed, 01 Nov 2023 18:14:28 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=11405 Dan felt hopeless after his career plans fell short and left him burdened with $26,000 of debt. Reaching out to Sands & Associates, he found understanding, non-judgmental support and a solution that would allow him to manage his debt and move forward. Without debt and worries about his financial situation holding him back, Dan now […]

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]]> Dan felt hopeless after his career plans fell short and left him burdened with $26,000 of debt. Reaching out to Sands & Associates, he found understanding, non-judgmental support and a solution that would allow him to manage his debt and move forward.

Without debt and worries about his financial situation holding him back, Dan now has renewed optimism and confidence in his future, and his ability to meet his goals.

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]]> Sabrina https://www.sands-trustee.com/real-debt-help-stories/sabrina/ Tue, 11 May 2021 12:55:27 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=10244 Sabrina’s credit card balances left her juggling payments and shuffling money from one card to another. She felt overwhelmed, worried she might not be able to provide for her children due to the strain of growing debts. Sabrina sought professional support from Sands & Associates; cutting her credit card debts and solving the debt problem […]

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]]> Sabrina’s credit card balances left her juggling payments and shuffling money from one card to another. She felt overwhelmed, worried she might not be able to provide for her children due to the strain of growing debts.

Sabrina sought professional support from Sands & Associates; cutting her credit card debts and solving the debt problem that had weighed so heavily.

Sabrina now has a financial fresh start and renewed hope for the future.

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]]> Jerry https://www.sands-trustee.com/real-debt-help-stories/jerry/ Tue, 11 May 2021 12:37:19 +0000 https://www.sands-trustee.com/?post_type=real_stories&p=10241 Jerry was determined to manage on his own, even if that meant not being able to afford an apartment to live in. Eventually his debts accumulated to the point where he struggled to maintain his payments and felt he was being buried by his debt. Connecting with Sands & Associates Jerry was able to get […]

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]]> Jerry was determined to manage on his own, even if that meant not being able to afford an apartment to live in. Eventually his debts accumulated to the point where he struggled to maintain his payments and felt he was being buried by his debt.

Connecting with Sands & Associates Jerry was able to get the professional help to financially recover and, in his words, “begin living human again”. Eliminating all his debt with non-judgmental support changed Jerry’s life dramatically.

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