CTV News at Noon: “Budget Best Practices to Start 2017 Off Right!”
Jan 9, 2017
Licensed Insolvency Trustee and Vice-President of Sands & Associates Blair Mantin was a guest on CTV Vancouver’s ‘News at Noon’ today. With a fresh year and new resolutions, January is the perfect time to start, or improve upon a household...Read more
Tips to Avoid a Financial Bah, Humbug!
Dec 12, 2016
Our latest holiday infographic, with seasonal spending stats and tips to keep your finances festive - well into the new year! To meet with a representative for a free, confidential consultation in one of our 17 BC offices, please contact...Read more
Back-to-School Budget Hacks
Aug 29, 2016
Read our top 7 back-to-school budget tips to help prepare your kids for the classroom, without feeling the financial pinch! To meet with a representative for a free, confidential consultation in one of our local BC offices, please contact...Read more
How Much Debt will a Consumer Proposal Eliminate?
Aug 22, 2016
When it comes to debt management solutions Canadians have many options to consider. Consumer Proposals are a powerful alternative to avenues such as consolidation financing, credit counselling and even personal bankruptcy. Read on to learn more about how...Read more
5 Easy Ways to Avoid Spending Money
Aug 8, 2016
Whether or not you can afford it, sometimes spending can get out of hand. Spending issues don’t tend to go away on their own and left unattended can create big problems with debt. If you find that avoiding the urge to spend money is a particularly difficult...Read more
Sands & Associates Answers your Top FAQs – Part II
Aug 2, 2016
Most people aren’t aware of how Consumer Proposals or personal bankruptcy work – so it’s no surprise that as Licensed Insolvency Trustees we get asked a lot of questions each and every day. We’ve asked some of our knowledgeable staff to answer the...Read more
Why your Credit Score Doesn’t Really Matter
Jul 11, 2016
Overall, we tend to worry a lot about what other think of us – and there’s no exception when it comes to finances. We often hear from people in serious financial crisis who are more concerned with what the bank thinks about them (via a credit score)...Read more
5 Reasons You Should File a Consumer Proposal
Jun 20, 2016
A Consumer Proposal is a powerful debt management tool, and if you’ve considered paying off your debt through a debt consolidation loan, a credit counselling program, or even personal bankruptcy, filing a Consumer Proposal should be on your list of debt...Read more
Bankruptcy Is Not Your Only Option!
May 2, 2016
Bankruptcy is not your only debt resolution option. A Consumer Proposal is the most powerful and least well-known debt solution. Speak with a Licensed Insolvency Trustee to find out if a Consumer Proposal is the best way for you to get back on...Read more
Announcement: Licensed Insolvency Trustees – New Name, Same Amazing Service
Apr 11, 2016
Late in 2015, the Office of the Superintendent of Bankruptcy (OSB) announced upcoming changes to the insolvency professional designation throughout Canada. Effective April 1st, professionals formerly designated as Insolvency or Bankruptcy Trustees are now...Read more
Why do People File for Bankruptcy?
Mar 29, 2016
People often think that debt problems generally stem from poor budgeting or a tendency to overspend. The reality is that some of the most frequent leading factors that cause people to file a personal bankruptcy or consumer proposal are actually job loss or...Read more
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How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
