We Help with Debt – 35 Years and Counting
Apr 22, 2025
In early 2025 Sands & Associates reached a new milestone in our longstanding history as a firm of Licensed Insolvency Trustees dedicated to consumer debt help services in BC – our 35-year anniversary! As we celebrate this important milestone, we would...Read more
New Debt Study Uncovers How Debt Problems Impact BC Consumers
Jan 27, 2025
The latest BC Consumer Debt Study from Sands & Associates shows credit card bills are the number one driver of debt problems for BC consumers – and people are waiting longer than ever to seek debt help. Having polled over 2,100 people from around...Read more
Consumers Delay Seeking Debt Help Despite Drain on Mental Health – Latest BC Consumer Debt Study
Jan 20, 2025
Almost 4 in 5 consumers polled in the 2024 BC Consumer Debt Study say their mental health suffered being in debt and 40% of people surveyed waited more than two years to seek professional debt help. Findings from Sands & Associates’ 2024 BC...Read more
Office Spotlight: Sands & Associates Revelstoke
Dec 16, 2024
Since founding in 1990, Sands & Associates has grown to become BC’s leading firm of Licensed Insolvency Trustees focused exclusively on debt help services for consumers. Our caring team of Licensed Insolvency Trustees, Insolvency Estate Managers, and...Read more
Office Spotlight: Sands & Associates North Vancouver
Sep 23, 2024
Sands & Associates is BC’s largest firm of Licensed Insolvency Trustees dedicated to consumer debt help services. Since 1990 Sands & Associates has grown to become an award-winning firm serving residents across the province, and we are proud to have...Read more
New BC Study Explores Personal Debt Problems in the Province
Jan 23, 2024
The latest BC Consumer Debt Study shows that BC’s costs of living have become a key cause of debt problems, and challenges dealing with debt are taking a significant toll on the personal wellbeing of thousands of British Columbians. Having polled over...Read more
Office Spotlight: Sands & Associates Prince Rupert
Sep 18, 2023
BC Licensed Insolvency Trustee firm Sands & Associates is pleased to announce the opening of its newest local office in the province – Sands & Associates’ Prince Rupert location. Founded in 1990, Sands & Associates has grown to become an...Read more
Office Spotlight: Sands & Associates Mission
Aug 7, 2023
Since 1990, Sands & Associates’ debt experts have provided support and solutions to thousands of people across British Columbia, and now BC’s largest firm of Licensed Insolvency Trustees focused on debt help for consumers is pleased to announce the...Read more
British Columbians Struggling with Unmanageable Debt as Personal Insolvencies Surge
Jun 7, 2023
If you’re a British Columbian struggling to see the end of your credit card payments or facing an unexpected CERB repayment bill – you’re not alone. Although BC’s first major COVID shutdowns are more than three years behind us, many consumers across...Read more
Dealing with Debt – Global News Features Real Stories from BC Consumers
Feb 27, 2023
Findings from the 2022 BC Consumer Debt Study recently released by Sands & Associates offer unique insights into consumer debt issues in the province, with over 1,400 British Columbians who recently used a legal debt relief process having participated in...Read more
Sands & Associates Recognized as BC’s Best Licensed Insolvency Trustee
Feb 13, 2023
Sands & Associates is thrilled to announce we have been recognized as a best-in-class BC business, being presented 2025 Consumer Choice Awards in the category of best Licensed Insolvency Trustees. We are proud to have received this prestigious award for...Read more
Does Debt Impact Mental Health? Latest BC Consumer Debt Study Says Emotional Burden Can Be Substantial
Jan 16, 2023
Almost 4 in 5 people polled in the 2022 BC Consumer Debt Study said their mental health suffered being in debt. Findings from the 2022 BC Consumer Debt Study were released today, offering a unique and frank view of consumer debt issues British Columbians...Read more
Learn the Answers to Top FAQs Debt Experts Hear
Nov 16, 2022
Finding your way through the ins and outs of consumer debt can feel understandably overwhelming for the average person, and many people are unsure what to ask, or where to turn to get the facts about debt. President of Sands & Associates and BC...Read more
Office Spotlight: Sands & Associates Newton
Jul 11, 2022
Sands & Associates Licensed Insolvency Trustees has served BC residents since 1990, with local offices throughout the province dedicated to providing best-in-class debt help services to individuals and small businesses. We are excited to announce we have...Read more
Understanding Wage Garnishment: Can Creditors Really Take my Income if I Can’t Pay my Debt?
Mar 21, 2022
Wage garnishment is an extreme collection method that creditors may use to recover a debt owed to them. Dealing with a wage garnishment or even just the threat of one can be incredibly stressful and overwhelming, and many people don’t know what their...Read more
What Does it Mean to Have a Debt Problem? New Study Highlights BC Consumer Debt Issues
Jan 19, 2022
Money stress and worry about managing and paying off debt is a significant issue for many British Columbians - and the ninth annual BC Consumer Debt Study reveals troubling details about the individual impacts of a debt problem. The 2021 BC Consumer Debt...Read more
Costs of Living, Credit Card Balances and the COVID-19 Pandemic – Latest BC Consumer Debt Study Shows Consumer Debt a Major Blow to Mental Health & More
Jan 17, 2022
New study details impact of debt to consumer wellbeing and beyond. Credit card debt called out five times more than other types of problem debt by insolvent consumers; using credit for essential costs of living the main cause of debt reported by 18% - and...Read more
Office Spotlight: Sands & Associates Kitimat
Aug 23, 2021
Since its founding in Vancouver in 1990, Sands & Associates has grown to become BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt help services for individuals and small businesses. We are pleased to announce our expanded...Read more
Office Spotlight: Sands & Associates Terrace
Jul 5, 2021
Since 1990 Sands & Associates has taken great pride in helping people in BC find their best debt solution and become debt-free. Now our debt help services are reaching more consumers and small businesses than ever before, and we’re pleased to announce...Read more
Office Spotlight: Sands & Associates Prince George
May 17, 2021
Founded in 1990, Sands & Associates has grown over the years to become BC’s largest firm of Licensed Insolvency Trustees focused exclusively on debt help services for individuals. More than 35 years later, Sands & Associates is helping more people...Read more
Office Spotlight: Sands & Associates Squamish
Feb 22, 2021
BC’s largest firm of Licensed Insolvency Trustees focused on debt help services for individuals and small businesses is proud to announce the addition of another local office to their province-wide network. Sands & Associates’ Squamish office is now...Read more
New BC Study Highlights Detrimental Impact of Debt Problems on Mental Health and Relationships
Jan 22, 2021
The 2020 BC Consumer Debt Study, a new BC-specific study focused on consumer debt issues in the province, reveals that having a debt problem can lead to devastating impacts on a person’s mental health, physical wellbeing, and even their most important...Read more
New Study Highlights BC’s Consumer Debt Problems
Jan 14, 2021
Just how big of a role has the COVID-19 pandemic played when it comes to consumer debt problems across the province? What else has British Columbians seeking help to restructure their debts? The 2020 BC Consumer Debt Study released earlier this week by Sands...Read more
Credit Card Debt and COVID-19 Pandemic Pushing BC Bankruptcies and Proposals – Revealing New Debt Study Goes Beyond the Numbers
Jan 11, 2021
Credit card debt five times more problematic than other types of debt reported; COVID-19 pandemic called out as factor in over half of personal insolvency filings since March 2020. The 2020 BC Consumer Debt Study conducted by Licensed Insolvency Trustee...Read more
Office Spotlight: Sands & Associates Cranbrook
Dec 28, 2020
Sands & Associates, British Columbia’s largest firm of Licensed Insolvency Trustees focused on debt services for individuals and small businesses, is proud to announce an addition to our local office network in the Kootenay’s region with the opening...Read more
New Consumer Debt Study Suggests Debt Education Lacking
Feb 14, 2020
The 2019 BC Consumer Debt Study recently released by BC Licensed Insolvency Trustees Sands & Associates has local debt help professionals concerned about where the apparent lack of financial literacy and specifically awareness of debt help may be leaving...Read more
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Featured Blogs
How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
