3 Things You Should Know About Debt Consolidation
Oct 6, 2020
Debt consolidation is often one of the first options people consider when facing debt management decisions, especially for dealing with credit card debt. Many consumers aim for a consolidation to simplify monthly payments, and hopefully even lower the...Read more
BC Consumer Debt Help: Do You Know Your Consolidation Options?
Sep 28, 2020
In the most recent annual BC Consumer Debt Study undertaken by Sands & Associates, roughly 30% of indebted consumers polled said they waited to seek professional debt help because they didn’t know where to seek it – and over 35% of people who later...Read more
Advantages of Consumer Proposals Over Bankruptcy
Sep 24, 2020
Looking for a debt solution to help you regain control of your finances and clear debt? Read on to learn about Canada’s options for consumer debt relief, and why individuals should consider filing a Consumer Proposal to consolidate and cut debt instead of...Read more
Debt Expert Do’s and Don’ts for Managing Your Debt
Sep 2, 2020
Whether due to a loss of income, unexpected expenses, illness, or a relationship ending, most people don’t expect to find themselves in a situation where they are struggling financially and can’t meet their debt payments. When seeking debt advice from a...Read more
Debt Solutions for Having Government Debts Forgiven
Aug 26, 2020
There are many different types of debts and debt solutions available to Canadians, but not all are created equal. If you have general consumer debts such as credit card debt, balances for lines of credit, overdrafts or payday loans these can be resolved with...Read more
What Happens After Filing a Consumer Proposal
Aug 14, 2020
Consumer Proposals are a powerful debt management solution offered exclusively by Licensed Insolvency Trustees that can allow you to consolidate your debt legally, without borrowing or resorting to bankruptcy. Because a Consumer Proposal is not a loan, it is...Read more
Pandemic Financials: 4 Debt Management Pitfalls Consumers Should Avoid
Aug 4, 2020
Although British Columbians have thus far seen success in flattening our curve in the fight against COVID-19, our battle against money woes may be far from over. With consumer savings already low and household debt levels at an historic high, for many...Read more
Credit Cards: Before, During and After Bankruptcy
Jul 20, 2020
As Licensed Insolvency Trustees, every day we help people achieve a financial fresh start free from the burden of debt. Although there are many types of debts that Licensed Insolvency Trustees can help individuals and businesses resolve, one of the most...Read more
Small Business Debt – Basics, Challenges & Solutions
Jun 19, 2020
Are you concerned about the financial health of your business? Considering closing your doors due to a lack of business revenue, or an influx of business debt? Wondering if you should inject more personal assets into your business? You are not...Read more
Tips for Dealing with Credit Card Debt
Jun 16, 2020
Although one of the most common types of debts consumers can have – credit cards also tend to be the most problematic, that’s according to a BC Consumer Debt Study released earlier this year by Licensed Insolvency Trustees Sands & Associates. Credit...Read more
When is Filing for Personal Bankruptcy the Best Option?
May 22, 2020
Although many people considering debt restructuring solutions first turn to borrowing with debt consolidation loans and think of personal bankruptcy as a last resort, there are many situations where filing a personal bankruptcy – or consolidating without...Read more
