Breakfast Television Vancouver: Tips to Avoid the Minimum Payment Trap
Oct 2, 2018
According to Equifax data last year approximately 59% of Canadians paid off their credit card balances in full each month; so far this year that number has declined to 56%. Although this may seem like a small change, the fact that total consumer debt...Read more
What’s the Difference Between Consumer Proposals and Bankruptcy?
Sep 24, 2018
This month’s edition of Sands & Associates’ “Ask a Licensed Insolvency Trustee” series breaks down three key differences in bankruptcy versus Consumer Proposal. Q: What’s the difference between Consumer Proposals and bankruptcy? Although they...Read more
Office Spotlight: Sands & Associates Kamloops
Sep 17, 2018
Sands & Associates’ Kamloops office is one of our two locations providing debt help solutions to consumers and small businesses in BC’s Thompson-Okanagan region. We understand that carrying debt can be tough, and sometimes the decision to open up and...Read more
Understanding the Effects of Bankruptcy – Global News Reports
Sep 11, 2018
Being in debt can be stressful and this stress can be exacerbated by a sense of shame. Many people feel ashamed about not being able to repay their debts, consequently this embarrassment means that money problems (and solutions) are not an area of finances...Read more
Can you Keep your House if you File Bankruptcy?
Sep 10, 2018
Many homeowners struggling with their debts worry what will happen to their house if they claim bankruptcy. The good news is that filing a bankruptcy does not mean that you will automatically lose your home. Let’s review some of the key facts about...Read more
Office Spotlight: Sands & Associates Maple Ridge
Aug 27, 2018
With a network of local offices throughout BC, when you need debt help - Sands & Associates is here for you. Our award-winning firm of Licensed Insolvency Trustees has been providing legal debt solutions to individuals and small businesses since 1990, and...Read more
How Much Does it Cost to File a Consumer Proposal?
Aug 20, 2018
A Consumer Proposal allows you to consolidate and cut your debt by up to 80%, without added fees or interest. You need to work with a Licensed Insolvency Trustee to file a Consumer Proposal and there is no added cost to you for the administration of your...Read more
What Debts Can a Consumer Proposal Consolidate?
Aug 13, 2018
Debt consolidation can streamline multiple debt balances and make paying off your debt simpler and cheaper – and with built-in options to reduce balances and stop future interest charges, a Consumer Proposal is one of the best ways to consolidate debt. Read...Read more
5 Ways Declaring Bankruptcy Does and Doesn’t Affect You
Aug 7, 2018
Personal bankruptcy is a very misunderstood process and, as a result, many people want to avoid filing bankruptcy or even considering other legal debt help options. As Licensed Insolvency Trustees we help people with debt every day and have put together a...Read more
Global News: Unexpected Debt – and What to do About it
Jul 3, 2018
While it’s common for debts to build up slowly over time, there are often cases where people are confronted with debts they were not expecting. Vancouver Licensed Insolvency Trustee Blair Mantin visited Global News to talk about some common scenarios where...Read more
How Can I Find Out if I Qualify for Bankruptcy?
Jun 25, 2018
BC’s largest firm of consumer and small business focused Licensed Insolvency Trustees Sands & Associates answer commonly-asked questions about debt and debt solutions. Q: How can I find out if I qualify for bankruptcy? A: In Canada, there are few...Read more
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How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
