Apps for Budgeting
Sep 23, 2013
As more and more of us embrace the technological with a variety of hand-held devices, the ease of creating a portable budget is increasing. For the diligent budgeter gone is the need to store paper receipts to be sifted through when calculating your...Read more
Budget Breakers: 7 Little Things that can make a Big Difference
Jul 22, 2013
Sometimes even the smallest things can make a big difference, especially when it comes to your budget. No matter how well laid your plans may be those little variances can really break the bank. If you’re finding it tough to keep on track or can’t...Read more
How to Build a Budget
Jul 2, 2013
If you’re a regular reader of our Sands & Associates blog you may have noticed a frequently recurring suggestion: budgeting. Whether you’re already debt free or are trying to get there, having a budget that works is one of the keys to financial...Read more
Personal Bankruptcy Rates Drop in BC as Consumer Proposal Filings Continue to Rise
May 29, 2013
Sands & Associates, BC's largest firm of licensed trustees in bankruptcy and administrators of consumer proposals, has compiled region specific numbers from the Office of the Superintendent of Bankruptcy, indicating insolvency rates from seventeen major...Read more
Guest Blog: Keys to Good Financial Planning
May 21, 2013
A financial plan is like a roadmap. When you move to a new city, or travel to an area that you’re unfamiliar with, you need to chart the way to your next destination. It’s the same with financial planning. Here to help you navigate, with some...Read more
Small and Easy Ways to Save
May 13, 2013
So, you’ve decided to start saving. The accounts are ready and the goals are set — you just need a few more ideas on where the extra money is going to come from. To get those saving wheels turning, we’ve put together a list of 10 simple tips to...Read more
How to Start Saving
May 6, 2013
Maybe you’ve read the news stories about how few Canadians currently have savings, or you’ve decided to accumulate savings as part of an overdue New Year’s resolution. Whatever the reason, having savings has major benefits — and here are some easy...Read more
Guest Blog: Eating Healthy on a Budget
Jan 21, 2013
January already ... the calendars have been changed and the time for acting on our good intentions for the year is here! Improving health and diet as well as finances are typically high on Canadians’ New Year’s resolution lists; statistically, however,...Read more
How to Resist the Impulse Buy
Dec 3, 2012
Oh, the impulse to buy — so hard to resist. And apparently the majority of us don’t. According to a recent Bank of Montreal survey, 59 per cent of people admitted to impulse shopping, done mostly to cheer themselves up. If you frequently make...Read more
Grown-Up Kids Meet Money
Nov 26, 2012
Shipping kids off on their own: the day many parents love and loathe, both counting the days to and reminiscing about how fast it all went. Since money management is a huge part of flying solo we’ve shared a few thoughts to consider when you pass along...Read more
8 Planning and Spending Tips for the Holiday Season
Nov 19, 2012
The approaching holiday season can bring opportunities for celebration and reconnecting with loved ones, but the financial demands and pressures can cause many consumers to turn to credit to cover seasonal costs, resulting in debt-stress that endures...Read more
Get A Financial Fresh Start
Book your free consultation with one of our experts and start living a debt-free life.
We respect your privacy and value your trust.
Categories
Featured Blogs
How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
