How to Pay Off Student Loans in BC
Feb 26, 2018
Does it feel like you’ll never be free from student loans? There IS hope! As Licensed Insolvency Trustees in BC, we meet with people every day who are struggling to pay off student debt. Some are unable to find work in their chosen field, others are...Read more
Global News: “I’m in debt. Now what?” – 5 Options to Get Out of Debt
Dec 11, 2017
One of the biggest challenges people face when they find themselves in debt is not knowing what debt options exist to solve the problem. Sands & Associates Vice-President and Licensed Insolvency Trustee Blair Mantin recently joined Global News BC and...Read more
Get the Facts About Consumer Proposals – 4 Common Myths Debunked
Jul 31, 2017
Making a Consumer Proposal to creditors can be a great solution for consumers to consolidate and cut their debt, and, although a Consumer Proposal is not a ‘new’ type of debt solution, it is one that many people exploring debt options don’t know a lot...Read more
Legislated Debt Solutions for Canadians
Jul 24, 2017
If you’re a Canadian struggling with unmanageable debt there are many avenues to consider. But did you know that there are only two options that are federally legislated to protect you from your creditors while you resolve your financial...Read more
Debt Settlement VS. Consumer Proposal
May 8, 2017
Debt settlement is a term that’s been heard more and more the past few years by consumers. With debt settlement agents advertising heavily it’s no surprise. As Licensed Insolvency Trustees we’re often asked “what is the difference between debt...Read more
How Much Debt will a Consumer Proposal Eliminate?
Aug 22, 2016
When it comes to debt management solutions Canadians have many options to consider. Consumer Proposals are a powerful alternative to avenues such as consolidation financing, credit counselling and even personal bankruptcy. Read on to learn more about how...Read more
Sands & Associates Answers your Top FAQs – Part II
Aug 2, 2016
Most people aren’t aware of how Consumer Proposals or personal bankruptcy work – so it’s no surprise that as Licensed Insolvency Trustees we get asked a lot of questions each and every day. We’ve asked some of our knowledgeable staff to answer the...Read more
5 Reasons You Should File a Consumer Proposal
Jun 20, 2016
A Consumer Proposal is a powerful debt management tool, and if you’ve considered paying off your debt through a debt consolidation loan, a credit counselling program, or even personal bankruptcy, filing a Consumer Proposal should be on your list of debt...Read more
Bankruptcy Is Not Your Only Option!
May 2, 2016
Bankruptcy is not your only debt resolution option. A Consumer Proposal is the most powerful and least well-known debt solution. Speak with a Licensed Insolvency Trustee to find out if a Consumer Proposal is the best way for you to get back on...Read more
CTV Morning Live – Ask an Expert: “What is a Consumer Proposal?”
Sep 28, 2015
Sands & Associates Vice-President and licensed Trustee Blair Mantin will be appearing on today’s CTV Morning Live segment “Ask an Expert”. Today’s segment focuses on the number one alternative to bankruptcy in Canada, a Consumer Proposal. A...Read more
Bankruptcy Trustees & Proposal Administrators: Fact VS Fiction
Aug 4, 2015
Nowadays there aren’t many taboos left in Canadian society, but one taboo that has persisted over the years is debt. Unfortunately our reluctance to talk about debt often results in a lot of misinformation being taken for truth, particularly where debt...Read more
What Debts does a Bankruptcy or Consumer Proposal Cover?
Mar 23, 2015
When investigating the different types of debt solutions available in Canada, two that offer federally licensed and regulated protection are bankruptcy and consumer proposals. While it’s generally understood that common debts such as credit cards, lines...Read more
Trustee in Bankruptcy Basics
Jun 23, 2014
If you’re considering meeting with a bankruptcy trustee about your debts you probably have a lot of questions about what a trustee does. If you’ve never even heard of a bankruptcy trustee or Consumer Proposal administrator there’s probably even more...Read more
Sands & Associates Releases Second Annual BC Consumer Debt Study
Jan 19, 2014
Sands & Associates, BC's largest firm of licensed Trustees in bankruptcy and consumer proposal administrators, today released results of a study offering insight into BC’s soaring consumer debt levels. As part of the second annual BC Consumer Debt...Read more
But what about my Credit Score?
Oct 21, 2013
Concerns about credit reports and credit scores are very common worries that people mention. Despite the fact that their debts are causing stress, some individuals are more focused on what the credit bureau thinks of them than what they are facing (often on...Read more
Personal Bankruptcy Rates Drop in BC as Consumer Proposal Filings Continue to Rise
May 29, 2013
Sands & Associates, BC's largest firm of licensed trustees in bankruptcy and administrators of consumer proposals, has compiled region specific numbers from the Office of the Superintendent of Bankruptcy, indicating insolvency rates from seventeen major...Read more
Sands & Associates Releases First Annual BC Consumer Debt Study
Nov 5, 2012
FOR IMMEDIATE RELEASE: November 5th, 2012 (Vancouver, B.C.) – Sands & Associates, B.C.’s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key...Read more
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Featured Blogs
How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
