British Columbians Struggling with Unmanageable Debt as Personal Insolvencies Surge
Jun 7, 2023
If you’re a British Columbian struggling to see the end of your credit card payments or facing an unexpected CERB repayment bill – you’re not alone. Although BC’s first major COVID shutdowns are more than three years behind us, many consumers across...Read more
You Owe it to Yourself to Get Debt Help
May 22, 2023
Are you worried about managing debt that feels never-ending? Facing account balances that never seem to go down, no matter how many payments you make? Have you been thinking about seeking professional debt advice but been too overwhelmed or afraid to seek...Read more
What Can I Do to Pay Off my Debt?
May 8, 2023
Are you trying to figure out what to do about your debt, or looking for help deciding how best to pay off your debt? You are not alone! Read on to understand the different debt solutions you might consider to help you pay off your debt, and learn where BC...Read more
Understanding Credit Reports and Scores in Canada (Plus When, Why and How to Check Them)
Apr 24, 2023
Credit history and ratings are often a confusing aspect of money matters for Canadians, and as Licensed Insolvency Trustees we are regularly asked about how consumer credit reports work. If you’ve ever had a credit account, read on to learn the essentials...Read more
4 Questions to Ask When Choosing a Credit Counsellor
Apr 11, 2023
When dealing with a debt problem as many as 95% of people don’t seek professional support right away. Once the decision is made to get help, it’s not uncommon for people to feel overwhelmed trying to understand what resources are available, and where to...Read more
What’s the Difference Between Good Debt and Bad Debt?
Mar 27, 2023
What makes a debt ‘good’ or ‘bad’? Well…that depends. If you’re evaluating your personal finances read on to learn some key factors in categorizing your debts, guidance in prioritizing debt repayment, and where you can safely get qualified...Read more
How Do I Know When to Get Professional Debt Help?
Mar 13, 2023
Many people with debt are unsure whether their situation warrants professional input, and these uncertainties and delays often cause people to remain in stressful situations that otherwise could be quickly resolved with help from a Licensed Insolvency...Read more
Dealing with Debt – Global News Features Real Stories from BC Consumers
Feb 27, 2023
Findings from the 2022 BC Consumer Debt Study recently released by Sands & Associates offer unique insights into consumer debt issues in the province, with over 1,400 British Columbians who recently used a legal debt relief process having participated in...Read more
Expert Debt Advice for a Debt-Free Plan
Feb 22, 2023
Money worries are often a daily stress for people struggling to pay off debt and can have serious impacts on day-to-day life. Blair Mantin, President of Sands & Associates, BC’s largest firm of Licensed Insolvency Trustees dedicated to consumer debt...Read more
Sands & Associates Recognized as BC’s Best Licensed Insolvency Trustee
Feb 13, 2023
Sands & Associates is thrilled to announce we have been recognized as a best-in-class BC business, being presented 2025 Consumer Choice Awards in the category of best Licensed Insolvency Trustees. We are proud to have received this prestigious award for...Read more
Does Debt Impact Mental Health? Latest BC Consumer Debt Study Says Emotional Burden Can Be Substantial
Jan 16, 2023
Almost 4 in 5 people polled in the 2022 BC Consumer Debt Study said their mental health suffered being in debt. Findings from the 2022 BC Consumer Debt Study were released today, offering a unique and frank view of consumer debt issues British Columbians...Read more
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How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
