What’s the Best Way to Consolidate my Debt?
Dec 12, 2022
Debt consolidation can make it easier for you to pay off your debt, and there are several different types of debt consolidation you might consider. Read on to learn about one of the best ways consumers can consolidate AND cut their debt without paying...Read more
Ways to Deal with Credit Card Debt
Nov 28, 2022
What can you do to get a handle on credit card balances and pay off your credit card bills for good? Read on for strategies in managing credit card balances, paying down credit card debt, and the professional resources available to BC consumers. The Problem...Read more
Learn the Answers to Top FAQs Debt Experts Hear
Nov 16, 2022
Finding your way through the ins and outs of consumer debt can feel understandably overwhelming for the average person, and many people are unsure what to ask, or where to turn to get the facts about debt. President of Sands & Associates and BC...Read more
Options for Consumer Debt Relief in BC
Oct 10, 2022
Many people struggling to manage their monthly debt payments or pay off their debt balances in full don’t know where to turn for help. As Licensed Insolvency Trustees, debt help is what we do! Read on to learn about different strategies and resources...Read more
How to Complete Personal Bankruptcy with Sands & Associates
Sep 26, 2022
Personal bankruptcy in Canada is a legal solution that allows an individual to have their debts forgiven. You’ll get immediate debt relief upon declaring bankruptcy, and work through the process to receive an official discharge (i.e., release) from...Read more
Consolidating Debt with a Consumer Proposal: Step-by-Step
Sep 12, 2022
Making a Consumer Proposal is one of the best ways Canadians can consolidate and cut their debt. Read on to learn about key benefits to Consumer Proposal debt consolidation, how the Consumer Proposal process works in BC, and the steps involved in starting...Read more
Is Personal Bankruptcy Right for Me?
Aug 22, 2022
If you’re struggling to manage and pay off your debts personal bankruptcy may be a formal debt forgiveness solution worth exploring. Read on to learn about the often-misunderstood personal bankruptcy process and information to help you decide whether filing...Read more
Is a Consumer Proposal Right for Me?
Aug 8, 2022
A unique alternative to both consolidation loans and personal bankruptcy, a Consumer Proposal is often one of the best options for Canadians to get debt relief. Read on to learn more about Consumer Proposals and whether making a Consumer Proposal could be...Read more
Looking for Debt Help? Start Here
Jul 22, 2022
When you’ve got debt but don’t have a plan even a modest balance can take years to pay off, and with accumulating interest charges this means paying back debt also ends up costing much more than it should. Every consumer deserves to make well-informed...Read more
Office Spotlight: Sands & Associates Newton
Jul 11, 2022
Sands & Associates Licensed Insolvency Trustees has served BC residents since 1990, with local offices throughout the province dedicated to providing best-in-class debt help services to individuals and small businesses. We are excited to announce we have...Read more
Dealing with Debt and Financial Stress in Your Relationship
Jun 24, 2022
At Sands & Associates every day we help people in BC who are struggling to manage overextended debts and want to know what they can do about it. Dealing with debt and financial issues can be major sources of stress for people, and money worries may often...Read more
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Featured Blogs
How Do I Get a Consumer Proposal Loan?
Jul 10, 2023
Consumer Proposals are a unique solution for Canadians to consolidate and cut their debts, without needing new financing or loans. Read on to understand how filing a Consumer Proposal works, how you can finish a Consumer Proposal early – and why you should...Read more
What Happens When You Can’t Pay Your Debt?
Jul 10, 2019
Money problems often sneak up on consumers, and few people are prepared to face unexpected financial hardships that leave them unable to repay their debts as planned. If you’re worried about being unable to pay your credit cards or other debts, read on to...Read more
